
I called up an industry colleague and good friend a few days back. I had a technical question regarding liability insurance for a project I was working on. Over the course of the conversation, I was shocked to learn how few states actually require it. As it turns out, only 7 states require liability insurance for licensing. Certainly, franchises and business owners all over the country can and do require it of their employees, but your average independent massage therapist isn’t (in all but 7 states) required to purchase liability insurance.

